Preparing for Spending Freeze February

It is that time of year again.  The time after the holidays when I look at my budget, that I almost followed for Christmas,  and wince because I didn't quite perfect it again. Save as may this always seems to happen.  I then vow that next year will be different, and one of these years … Continue reading Preparing for Spending Freeze February

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Spending Freeze Month

Every now and then our family likes to participate in what some would call an unthinkable event, a month long spending freeze. That's right for an entire month we do our very best to spend as little as possible with the hope of spending none at all. To some I know this may sound completely … Continue reading Spending Freeze Month