February Spending Freeze 2016

Here we go again!  Another year and another February Spending Freeze.  I am excited and as always a little nervous for this challenge.  I will admitt though I am feeling very determined to save like crazy this year! My preparations for our spending freeze started a few weeks ago.  I took an inventory of our … Continue reading February Spending Freeze 2016

Preparing for Spending Freeze February

It is that time of year again.  The time after the holidays when I look at my budget, that I almost followed for Christmas,  and wince because I didn't quite perfect it again. Save as may this always seems to happen.  I then vow that next year will be different, and one of these years … Continue reading Preparing for Spending Freeze February